Filing for personal bankruptcy is a process that was traditionally associated with a sense of shame. However, this perception has – thankfully – shifted dramatically since the Great Recession of 2008. The opportunity to file for bankruptcy was created in recognition...
People who file for bankruptcy protection have usually tried everything else they can to get their finances under control. For those who take the step, one decision that has to be made is what type of bankruptcy they’ll file. Individuals who pass the means test for...
Most people have some amount of debt to deal with on a constant basis. After all, many people shop online and use credit cards to make the majority of their purchases. Credit card debt in the United States is over $1 trillion cumulatively. A small amount of debt may...
Your parents may have a significant amount of debt. This doesn’t affect you personally right now, as you have moved out of the house and you have your own expenses to handle. You know that your parents budget differently than you and they’re comfortable taking on more...
American adults increasingly manage many of their affairs online – from bill payments to banking and even business deals. When considering where best to secure an estate plan, online solutions like cloud drives and dropboxes might seem like the perfect fit. However,...
Credit cards can be very useful. They can allow you to make purchases without your bank balance taking an immediate hit. Nonetheless, there are some potential drawbacks to using credit cards, and they can be a significant source of debt. Here are a few tips that may...
Filing for bankruptcy is a significant financial decision that requires careful consideration and planning. While it can provide relief from overwhelming debt, there are common mistakes that individuals should avoid to better ensure a smoother process and a better...
Being chosen as an executor means the deceased trusted you enough to believe you will ensure their final wishes come true. It is an immense honor to be chosen, but the intricacies of estate administration can sometimes be overwhelming. Fortunately, an approach...
Despite the importance of drafting an estate plan, it is something that many Americans have yet to do. In fact, over half of all eligible adults have no estate plan. Even if you have made that step and drafted a plan, estate planning is a constant process. Your estate...
Bankruptcy can be a welcome relief when you are struggling with debt. If you have filed for bankruptcy before, and you are caught up in debt again, you might be wondering if you can walk down this road again. The simple answer is, YES, you can file for bankruptcy more...
