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Student loan debt and Chapter 7 bankruptcy

You have likely heard that discharging your student loan debt is impossible, even after filing for bankruptcy. However, this is not completely true.  There are some ways to have your student loans discharged, although the circumstances where this is possible are few....

The most common causes of bankruptcy 

Bankruptcy is a subject that is still somewhat stigmatized. The term is commonly associated with reckless spending. While this certainly can be a contributing factor to financial hardship, it is not enough to fully explain why bankruptcies occur.  Millions of...

Does bankruptcy ruin your credit rating? 

There are still many negative stereotypes that surround the subject of bankruptcy. These are often not based on facts, but on misconceptions. The truth is that anyone can find themselves facing financial hardship through no fault of their own.  Bankruptcy can give you...