If you are up to your eyeballs in debt, there’s a fair chance you feel pretty bad about it. You might have grown up to believe that being in debt is a bad thing and that somehow you have failed if you can no longer pay. If some of your debt occurred due to credit card...
The financial cost of being diagnosed with cancer is going to depend, to some degree, and the type of cancer that the doctor finds. For example, minor skin cancer may just take a few meetings with a dermatologist to get it surgically removed. Significant lung cancer...
Chapter 13 bankruptcy allows individuals to develop a plan to repay all or part of their debts. Unlike Chapter 7, which involves liquidating assets, Chapter 13 allows debtors to keep their property and make payments over time. Not everyone qualifies for this type of...
Navigating the bankruptcy system can be complex, and even minor mistakes can have significant consequences. But the reality of filing for Chapter 7 bankruptcy doesn’t take away from the fact that it can provide much-needed relief for individuals overwhelmed by debt in...
There’s really no shame in being in debt. Life is hard, and it only takes one or two missed paychecks or a single medical crisis for the debts to pile up. Just the same, many people dislike the idea that “everybody will find out” about their financial troubles, and...
Here is what “everybody knows” about bankruptcy – except it’s not true. Myth # 1: “If you file bankruptcy, you will lose your house.” This ALMOST ALWAYS FALSE. I have clients who voluntarily surrender their houses to get out from under their impossibly large house...
Late fees, medical bills and loans can lead to unmanageable debt. Bankruptcy can be a great tool for people who struggle to pay off their debts. If you’re considering filing for bankruptcy, there are a few questions you may need to ask: Is Chapter 7 bankruptcy my...
A few decades ago, someone who had a movie collection may have bought numerous VHS tapes. Someone who was interested in building up a nice music collection may have purchased thousands of dollars worth of records, along with a record player. These collections could be...
Nothing is more frustrating and overwhelming than hitting a financial wall, making you uncertain about what to do next. Suppose your bills keep piling up and creditors are breathing down your neck; Chapter 13 bankruptcy may be the solution you’re looking for. Chapter...
When writing a will, you envision a smooth transition of your assets to loved ones after you are gone. However, even with a meticulously drafted will, disputes may still arise among family members. Will disputes can tear families apart, causing deep rifts and...
