When you are overwhelmed by credit card debt, Chapter 7 bankruptcy can represent the fresh start you need. It is a powerful tool designed to eliminate or discharge eligible unsecured debts, such as credit card balances and medical bills. However, many people in...
Filing for Chapter 7 bankruptcy can bring a mix of relief and worry, especially when you still have a car loan. So, when bankruptcy comes into the picture, one of your biggest concerns might be “What about the car?” Truthfully, it depends on how you handle that loan....
When someone in Indiana dies, the surviving spouse has special rights under state law. These rights protect the spouse from getting too little. They can also change how the estate is divided among the heirs. Understanding the elective share Indiana law gives a...
If you’re considering bankruptcy, you’re probably facing overwhelming debt. With all the calls and collection notices, you may have lost track of how much you owe and to whom. You’re just trying to stay above water and pay the bills that will keep the electricity on...
Bankruptcy laws offer several different options for people and businesses that require financial relief. Individuals filing for bankruptcy typically choose between Chapter 7 bankruptcy and Chapter 13 bankruptcy. Chapter 13 bankruptcy takes longer to complete than...
Life isn’t fair sometimes. It seems like everything comes at you at once, and you can’t get a break. Overwhelming debt can make you feel like that. It doesn’t matter how you got here - medical expenses, job loss or overspending - but you need a way out. How do you...
Falling behind on mortgage payments can be financially and emotionally overwhelming, especially when you start receiving foreclosure notices. For many families, the fear of losing a home is one of the hardest financial challenges to face. While lenders may offer...
Estate administration can be an overwhelming and convoluted process, often taking place during an emotionally challenging time. For this reason, it might be tempting to hand over the entire process to a single executor. However, involving all family members can make...
You know what you want to write in an estate plan. Maybe you have had older relatives pass away. You understand that an estate plan can be very helpful in providing guidance for the family and distributing assets. At the same time, maybe you are only in your 20s or...
The repayment plan is one of the main differences between Chapter 13 and Chapter 7 bankruptcy. Filers pursuing Chapter 13 relief have to commit to a structured series of payments that may last anywhere from three to five years. They pay down their eligible unsecured...
