As a general rule, an estate plan helps govern what happens to specific assets when someone passes away. If a parent has a bank account with a certain amount of funds in it, for example, they could use their estate plan to mandate that the funds be split equally...
Losing a loved one is one of life’s hardest moments. You find out that you are their assigned personal representative, which can be overwhelming while you are still grieving. As the executor, you worry whether you can uphold your fiduciary duty to manage your loved...
Chapter 13 bankruptcy can offer a structured approach to managing debts while keeping certain assets. If you are exploring this option in Indiana, learning how repayment plans typically work can help you understand what to expect. How does the chapter 13 process...
When you are overwhelmed by credit card debt, Chapter 7 bankruptcy can represent the fresh start you need. It is a powerful tool designed to eliminate or discharge eligible unsecured debts, such as credit card balances and medical bills. However, many people in...
Filing for Chapter 7 bankruptcy can bring a mix of relief and worry, especially when you still have a car loan. So, when bankruptcy comes into the picture, one of your biggest concerns might be “What about the car?” Truthfully, it depends on how you handle that loan....
When someone in Indiana dies, the surviving spouse has special rights under state law. These rights protect the spouse from getting too little. They can also change how the estate is divided among the heirs. Understanding the elective share Indiana law gives a...
If you’re considering bankruptcy, you’re probably facing overwhelming debt. With all the calls and collection notices, you may have lost track of how much you owe and to whom. You’re just trying to stay above water and pay the bills that will keep the electricity on...
Bankruptcy laws offer several different options for people and businesses that require financial relief. Individuals filing for bankruptcy typically choose between Chapter 7 bankruptcy and Chapter 13 bankruptcy. Chapter 13 bankruptcy takes longer to complete than...
Life isn’t fair sometimes. It seems like everything comes at you at once, and you can’t get a break. Overwhelming debt can make you feel like that. It doesn’t matter how you got here - medical expenses, job loss or overspending - but you need a way out. How do you...
Falling behind on mortgage payments can be financially and emotionally overwhelming, especially when you start receiving foreclosure notices. For many families, the fear of losing a home is one of the hardest financial challenges to face. While lenders may offer...
